As the CISO for Fifth Third Bank Joe Bernik is in charge of information security and risk management, including preventing external attacks and building better internal relationships with business partners. Bernik is a banking and security veteran with 15 years of experience in information security. He has developed risk management practices, procedures and standards for several Fortune 100 companies including several global banking organizations. He was formerly Director of Operational Risk at the Royal Bank of Scotland and CISO of ABN AMRO and its subsidiary, LaSalle Bank. He has a bachelor's degree from the University of Mary Washington and completed graduate work at the City University of New York.